DD hates to spend her own money. Even if she wants something in the store, and I tell her she has to pay for it, she passes it by and says "works every time!"
I signed up for the club and we work hard for her to get stars. Now she has enough to make a purchase from several items and she doesn't want to spend them.
I'm starting to worry. When it comes to other people, she's generous. She set a budget for DH's birthday gift and stuck to it and got a fantastic deal on a shirt for him. Has anyone had to convince their child that it's okay to spend money on themselves?